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What is a Low Documentation Loan

Low Documentation Home Loans are a loan designed for self-employed people and those with no traditional proof of income.

Generally Low Documentation home loans cater for those who have yet to fill out their tax return but wish to take advantage of an opportunity that has been presented to them.

These loans require a 100% clean credit history and 20% deposit of the loan sought.

You can expect higher interest rates with less features than a traditional loan and are also likely to be asked by lenders to take out mortgage insurance

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